Kindly log in to our website and fill the form available there and submit. The company will verify the proposal and enroll you in chit schemes of your choice.

While we are intimating the monthly installment amount payable by post, you can also verify online and pay online. Alternatively you can give us post dated cheques which will be accounted with the exact amount of chit installment and intimated to you.

You can go online and bid. Alternatively you can submit in-absentia bidding form and if you can also depute your authorized representative to bid the chit on your behalf.

In the event you are successful in your bidding for the chit, we will intimate to you and send you the necessary forms including the surety forms. You can also go online and review and fill up the forms and submit the same online along with the other eatils sought.

Anyone who is below 55 years of age and is a permanent employee of Government/Banks/Schools/ reputed organizations.

You can send a letter stating reasons for fore-closure. On the strength of the letter your name will be removed from the list of subscribers with the approval of Registrar of Chits. When we are able to substitute your chit with a new subscriber, we refund the amount you have paid after deducting 3% of the chit value as our charges.

Chit Funds are governed by the Chit Funds Act, 1982 and rules framed there under. Chit Funds are supervised and controlled by States through the respective Inspector of General of Registration subordinated by Registrar of Chits and Sub-Registrar of Chits having jurisdiction. For rights of subscribers and duties of foreman Chit Funds Act 1982, may be referred.

Yes. Chit Funds Act 1982 and Tamil Nadu Chit Funds Rules, 1984 are in force for the thorough regulations of Chit Businesses throughout Tamil Nadu.

We will return you the documents duly cancelled within a month from the termination of the chit.

Yes you can transfer subject to the approval of the Foreman of the Chit Company.

Yes. You are welcome to introduce your friends to our chit schemes .There is a practice to pay incentive of 1/2% to 1% of the chit value for chits introduced. For details you may meet our Business promotion Executive.

5 % of chit values is the commission as determined by the chit Funds Acts 1982.

Total Bid Amount (discount)(-) minus Commission (i.e.5% of the Chit Value) (/) divided by the number of subscribers for the chit group you subscriber for.

A Minor is legally prohibited from entering into any contract a chit is based on an agreement between subscriber and Chit Company. Therefore no chit can be subscribed in the name of minor.

We realize at the end of every month the cash on hand is nil. And we feel happy that the next month salary comes to our hand and start the regular as in last month. This is repeated month after month. But only a sudden expense comes we realize the pinch and we go for the credit card support for a higher interest or any other private finances.

It is better to allot a portion of monthly earning for such unexpected unavoidable expenses Chit is a better way to save and in the event of unexpected expense you can bid and solve the issue.

For the unexpected medical expenses apportion some amount for mediclaim insurance policies.

Soon the chit is prized you have take a list of loan commitments and you have priorities higher interest loan as first and it is to be cleared first and the next in order. In such approach the rate of return out of chit will give you a relief.